Thoroughly understand the three sentences can become a millionaire (reposted)
2006 12 04 Monday 12:48
Evidently, the general white-collar middle class who is currently a general lack of several important financial concepts mmm these concepts would affect their future behavior, if they can honestly implement these concepts on financial management, at least insist on more than 10 years, so that everyone can become a millionaire.
the first money management: distinction between ; investment .
first see an obvious example:
10 years ago, A and B are undergraduate students, after 5 years in social work, invariably accumulated 300,000 yuan .5 years ago, they spent This is 30 million.
Tongzhou A to buy a suite. B to buy a car 5 million.
two current assets, clearly have very different, but their incomes are the same, and the same degree, basically have the same social experience, why not the same as all the wealth?
a money buy a house is the , to the others, used car used 10 years later, almost is not worth one point. not the same car with the house, the house 10 years later, might have turned a good repeated.
second money management: behavior.
second concept: first, saving 30% of the monthly wages for the remaining consumption.
out of Harvard to teach people, after the very rich, not primarily because they are elite origin, lucrative , but the behavior of their monthly, with the average only a little different from ordinary people:
Harvard dogma: the wages are rigid target savings of 30, leaving only consumption. monthly savings of money is the most important goal each month, will only be surpassed, more and more money left.
most people: to spend money, how much they can save much left, saving the remaining money is not much.
third fiscal concept: ; finance three sentences not these three words, every word you have to understand well, fully implemented, can not be so-so, wage earners can become rich.
Buffett said in his books, start saving his 6-year-old, 30 per month block. to 13 years old, when he had three thousand dollars, he bought a stock. annual savings, year after year adhere to the investment, decades, he insisted for 80 years. Now 85 years old, is the richest man in the United States than the door, saw a very luxury imported cars. son of disdain for his father, said: pocket money and will not be! watching TV. Suddenly, the kitchen came the sound of breaking dishes, and then silence. is the son looked at his father, said: We are accustomed to different standards, people will look at ourselves, which is often the person in charge of the strict, had to be wide.)
3, there are two tours to Taiwan, Japan, Izu Peninsula, tourism, roads bad, everywhere potholes. One of the tour he kept Sorry, that pock the road just like the same. that is poetic and the other guides to the tourists, said: Ladies, gentlemen, we are taking this path, it is famous Izu charming dimples Boulevard. grade students said their future in the composition of the volunteer is a clown. Chinese teachers described as: the world! , the wife was in the kitchen cooking. husband has been nagging at her next stop: slowly. be careful! fire too. Sign the fish over. quick scoop up and put too much oil! leveling about the tofu! hey . , a man chasing closely behind this bike. a passenger in his head out the window of the car chase, said: it, went to, the potential characteristics of instinct and will eventually fully unknown unfolded.)
8, I see a: at my door. its not, the answer would have been different conflicts and disputes in your face, first think about whether or lose heart, and perhaps soon won over.)
9, misunderstanding One day, Joe Smith in the mountains road driving, as he leisurely enjoy the beautiful scenery, the sudden oncoming truck, and is full of imported black teeth drivers have rolled down the window and cursed him loudly: grew more and more gas, roll down the window so he cursed back: only to his own hurt and humiliated the others. In so unknown before learn to restrain emotions, patient observation, so that after the germinal remorse.)
10, Houshengkewei little boy asked his father: son to do much more than that? Pean. The empty shells, especially in today's era of the diversity and openness.)
11, do not have to bear in XM bath accidentally swallowed a small piece of soap, his mother frantically called their family doctors for help. The doctor said : water, and then forced Jump, you can blow bubbles with the mouth Xiaoming spend time. face. worry about as soothing the poor poor happy than nervous.)
12, the key to a solid big lock hanging on the door, an iron went to great lengths, or it can not be prized open. the key here, his thin body got into the keyhole, just gently turn, big lock on the , but you have easily opened it up it? pry bar can not open. only concern, to put himself into a delicate keys, into the hearts of others, understand others.)
classic story of five philosophy - thought-provoking look at post-ah!!!
2006 年 11 月 Sunday, 19 15:28
everyone to see any good reason to realize, and if that is a nice post, please talk about your perception, right!
1, a small pig, a sheep and a cow was kept in the same corral. One time, Shepherd caught the pig, pig loud howl, violently resist. sheep and cows hate pig's howl, he said: often catch us, we are not yelling. what my life! mood. have a forgiving heart!
2, his mother asked the snail
: Why we are born, we should bear this heavy and hard shell it?
Mom: Because our bodies No bone support, only to climb, and climb slowly. so to the protection of this shell!
snail: sister no bones caterpillars, also climbing fast, why she was not back this hard and heavy shell?
Mother: Because her sister could turn into a butterfly caterpillars, the sky will protect her ah.
snail: bones, but did not climb earthworm unhappy brother, it will not turn into a butterfly what he does not back this hard and heavy shell do?
Mother: Because earthworms brother will drill soil, the earth will protect him ah.
snail cry: We are so poor, does not protect the sky, the earth is not protected.
snail mother consoled He: victory!
3, sharks and fish
experiment has been done will be a group of the most ferocious sharks and tropical fish in one pond, and then separated by glass, initially, sharks continue to crash every day do not see the piece of glass, how resistant it is only futile, it still can not go over to the opposite, and laboratory personnel every day, put some carp in the pool, so the shark did not lack of prey, but it still want to cross, want to try the taste of that beautiful day, is still the constant crash That glass, it tried every corner, every effort is exhausted, but every time, always get the scars, all covered in broken several times bleeding continued for some days, when cracks in the glass one, the experimenter immediately with a thicker glass.
later, Sharks no longer crash the piece of glass, and for those of colorful tropical fish are no longer concerned, if they would only move the wall murals, which began waiting for the carp will be each day, then used his quick instinct to hunt, like going back to the sea mighty vicious domineering, but this is all just fake like just experiment at the final stage, the experimenter removed the glass, but the shark did not respond in a day is fixed for regional travel to tropical fish it only for those who turn a blind eye, even when those carp escaped to the side, he immediately give up the chase, saying that the past does not wish the end of experiment, the laboratory personnel sneer at sea it is the most cowardly of fish.
lovelorn, but people have to know why, it is afraid of the pain.
sentiment reviews: With Over time, habits of life, can not achieve the purpose of things that can not be forced.
4, miracles
a remote town in France, reportedly had a special efficacious springs, and often there will be miracles, you can treatment of various diseases. One day, a cane, lost a leg veterans limping in the street through the town, next to the town's back with a sympathy kiss, said: Does he pray to God then there is a leg up?? Help me, call me not a leg, too, know how to live. the bright and glorious, not for the last tears, the life lived up efforts.
5, there was an old fishing rod
river fishing, a child came to see him fishing, old skills proficiency , so did not take long to catch on the full basket of fish, the elderly see the kids are cute, should give him a whole basket of fish, the children shook his head, amazing old man asked: fishing rod you want in your hands.
I think you will say: good smart kids. wrong, if he just fishing rod, a fish that he ate nothing. because he did not understand fishing skills, it is useless to light a rod because fishing is not important , while in the ground. As a child at the old man, thinking that as long as there are fishing rod fish eat, like the staff to see the boss, that as long as sitting in the office, have rolled into the sources of income.
sentiment evaluation: palm cover not do anything skills, imagination alone can not be done!
wealth of 20.5 billion U.S. tycoon Sheldon legendary inspiration
2006 年 11 月 08 Wednesday 13:41
rich list, ranking No. 15 last year, the U.S. tycoon Sheldon. Adelson of this year soared to 20.5 billion worth almost equal to Bill. Gates and Warren Buffett, ranked third.
into gambling industry for 11 years, Adelson earned the first 10 billion. Since then, he began to accelerate the rate of money two years ago, his wealth at 30 billion U.S. dollars. In the past two years, he earned 1 million per hour dollars. At this rate, Adelson in 2012 than Bill. Gates, richest man in the United States.
gaming peripheral flame
Adelson was born in a poor neighborhood in Boston Jewish family from Lithuania The father was a taxi driver, the mother at home to do some sewing chores. the first time in his life retail power.
20 years old, Adelson started selling shampoo, shaving cream, etc. to the motel, at that time, most motels do not provide toiletries, Adelson and quickly grasp that the demand opportunities for the talent show began.
the end of a vagrant life in the streets after the Adelson to military service, and then the University of New York City corporate finance. out of school, he worked in a number of consulting and real estate company serving , is doing well, approval by the industry.
nearly 40 years old, tried numerous industry Adelson is a manager with $ 5,000,000 in venture capital fund family. to the mid 60s of last century, he has become a risk investment in large, successful investment 75 companies, large atomic energy companies, small to pet stores.
1969 the stock market crash, Adelson suffered heavy losses, he has not stopped the pace, but soon withdraw investment circles, into the real estate industry.
this job, Adelson is handy, but did not take long, interest rates, his only business has been hit hard, closing this real estate business.
for work requirements, Adelson often fly over to participate in real estate development, one in California, exhibitions organized by a magazine, he saw opportunity. just that he had had a business magazine publishing company shares. The following year in March, hosted Adelson The first exhibition. Right on cue, most of the United States technology products distributor after hearing the news, exhibition has more and larger scale.
the end of an exhibition, Adelson is that the rapid rise of the computer industry, he sniffed again to the huge business opportunities. just 6 months, he make arrangements from the world's largest computer suppliers Exhibition (Comdex), and in 1997 organized the first exhibition.
It was the golden age of IT industry, No people do not want to Comdex exhibition of the latest technology products to see it, but like Bill. Gates, Steve. Jobs and other IT and wealth hero's speech is the highlight of attractive exhibition. Adelson exhibition within a few years to several times the speed of expansion of .8 years, exhibitors have been 2480, has more than 210,000 visitors.
run in the exhibition in full swing when playing around Adelson The hotel idea. fattening its neighboring hotel to exhibition, as financial resources appropriated .1989 this year, he bought the Sands casino in Las Vegas hotel. After that, he set up his side of the 12 million square m Sands Convention and Exhibition Centre.
copied Venice
1995 years, has been called the of U.S. dollars, will be in full swing plate to Japan Softbank Comdex. Adelson made a deal with Las Vegas real giants of the rich flat on an equal footing, and the ability to achieve its further ambitions.
1991, the Adelson and his second wife, a honeymoon to Venice, the Venice scenery mind flashed to the idea of copying to Las Vegas. He strongly supported his wife hear.
honeymoon over, mind Adelson has been considering the matter. ideas take shape gradually.
in the disk to Japan Softbank Comdex, he accelerated the pace of implementation of the plan .1997, he pulled down the Las Vegas Sands Hotel, spent 18 billion U.S. dollars, began construction of the Venetian Hotel.
This is an extraordinary imagination has masterwork, to all who have been to Las Vegas left a deep impression. The Venetian Hotel Main Building, 144.8 meters high, 39 floors, 4049 rooms, covering 63 acres, called the world's largest investment in the hotel, casino entertainment facilities.
in the hotel opening, Adelson invite Sophia. Roland stood a replica of the bridge on the Italian Open Champagne , with the stopper out, thousands of pigeons hovering between the tower, overnight, became entertainment heaven here.
hotel fully shows the Watertown scenery, everywhere within the hotel in Venice is full of features bridge, small canals and paved roads. here's a scene in accordance with the true proportion of one thing to build, Piazza San Marco and the winding river, water also has a boat Gondola, Italy, boat you sing man. Guests can enjoy the scenery along river boat into his room. lobby day is on top of optical technology to simulate the sound of the transition from day to night changes in the sky and clouds.
at the Venetian Hotel, Adelson called from all over the country cook 14 gold medals. All rooms The smallest are 700 square feet, and the standard of the room can make the Venetian the list appears in the Guinness Book. In addition, there hydromassage clubs, garden swimming pool, wedding chapel, a large number of vegetation and *** spit coins rushing sound, as long as you love to enjoy, there is no more appropriate than the Venetian.
addition to running a regular hotel entertainment, Adelson still want to add a bit for the Venetian art. the world the famous Guggenheim. Taki Museum of Chinese secret is his finishing touch. museum displays are Picasso, Monet, Renoir, Van Gogh and other top art collection.
proved that copy the bold and serious won success, attracting the attention of many and the U.S. dollar since the year 1999 opened, the Venetian Hotel in Las Vegas has always been a leader in profitability.
beach Macau, the world
A Delson successfully gain a firm foothold in Las Vegas, decided to expand their new concept overseas. but he chose the first stop is Macau.
get gambling licenses in a few months later, A Delson commence immediately to establish their own in Macau Not far from the building of the Hotel Lisboa Sands. this huge project in 20 months to be completed quickly.
Sands Macao casino called the largest and most magnificent casino, once the total amount of the Macau gaming facilities increased by 60%. It is May 17, 2004 officially started. within 10 hours of opening, the turnover to break through 10 million patacas.
Sands Casino is only the first step Adelson .2005 June, Adelson invested 2.3 billion Venetian Macao Resort Hotel on Cotai Strip began. It has an area of 60,000 square meters of the world's largest casino, 3,000 rooms, several swimming pools, 8 million square meters of shops, 15,000 seats performance venues, 12 million square meters of conference centers, 5 times the size of the Venetian Hotel in Las Vegas, will be completed in 2007.
the same time, more than Adelson intends to join forces hotel group, ready to use 10 years, 12 billion U.S. dollars joint venture in the Cotai Strip into a number of international brand hotels, the world's largest casino, and a number of large-scale exhibition center.
At the same time, Adelson is also looking at the UK, has been successively Britain's top two teams Rangers and Sheffield United signed a deal to be built near the golf course with Las Vegas-style casino facilities and plans in collaboration with more balls to rewrite the map of the UK gaming industry.
epic business sense
I do not think I'm better than a normal number of entrepreneurs to be smart, why they did not see the opportunity? I do not understand. is the life lessons learned Adelson, is the secret of his success.
he was 12 years old began to fend for themselves, in many industries. But in his line of business are all doing very well. to take his own words, This is because he and and vision always made counterparts gripped the decisive and tough too frightening. attitude does not hold a good impression. In his exhibition organized process, Adelson never give up any opportunity to make money. He used the convention hall every wall, every presentation, and even selling advertising for each shopping bag. Therefore, Adelson is also a lot of people referred to as . applause subsided. he needs to listen to the new applause, and he began to show. I'm an actor. I'm still hard to show, hoping to hear more applause. Sheldon 20.5 billion King legend, inspiration to many of our wealth, the rich are rich and powerful is the temperament, a lot to learn it!
Harvard Business management fable 13 August 27, 2006 Sunday 23:49
1.
should be changing the ability of birds together elected their king. Peacock said it's most beautiful, when it should be immediately won the favor of all the birds. Only the birds and said harshly point: When you Birds rule the country, if there is an eagle to catch us, save us how you do?
intent: to do anything must be prudent, they are not compromised himself.
Description: A Harvard manager, when the reserves of multi- can not only be superior to others in terms of ability and insight, even when the capacity of the status quo, so, not only to convince the people, and also to deal with unpredictable incidents.
2. spots
fall in love with a female cat, a handsome young man to pray to the goddess 亚福罗迪特, the request to turn it into one look. goddess is it true love for her, turned it into a beautiful girl. young people see this bit girl, love at first sight, the two love each other to get married.
one day, 亚福罗迪特 want to test the character of the cat after the human form has not changed, to put a mouse in the room. Then The cat is already forget who jumped from the bed, quick to catch the mouse, into his mouth and eat. goddess reading big sigh, put it back into its original appearance.
intent: Even if one changes the appearance, temperament is still not easy to change.
Description: leopard change its spots, staining the crow, can not withstand the rain water. to understand the nature of a person to be dealing with people from his daily observation of the details, not just look outside, and then a conclusion.
3. do what
eagle rock from the high dive, with its claws caught in the small sheep, a bird watching point arrived, I thought I must be stronger than the eagle, eagle to imitate the action, flew from the sheep, the sheep did not expect the claws curved been winding wool to live, not pull it out.
shepherd discovered, ran over to Zhao Jian cut a bird's feet point to point birds to take home to the kids. the kids want to know what this bird, the shepherd said: As far as I know, this is the point birds, but it self-righteous eagle.
intent: people can not chew.
Description: People have their own strengths, to understand their own ability to develop. see fame and fortune of others, he wanted follow suit, and is worth the candle. see others engaged in the trading to make money, forget themselves in personality, not suitable for professional, they think own company, failure is often one after another.
4.
thinking before cooperation is power because of the lion, and wild donkeys run very fast, the lion will cooperate with the hunting wild asses. With the harvest, the lion prey is divided into three equal portions, and said: Because I'm king of the beasts, so the first; I can help you hunting, so I have to second; if you do not run away fast, so that you will become the third cause of the killed.
intent: Zhiyizhibi, win every battle.
Description: Lien Su's policies, attacking distant past, the first annexation of the weakest countries , and then annexed times weak; the contrary, the company operating, if financial resources because we wanted to and accounted for slightly more than their own companies and joint companies with deep pockets, the end is usually worth the wait.
5. cherish the lion fell in love with the power
farmer's daughter, his daughter married a farmer requests it. farmer not have the heart to his daughter betrothed to the wild beasts, they dare not refuse to come up with a method. When the lions, when pressed, the farmer said to it: I am willing to daughter to marry you, but she was afraid of your canine claws, and if you cut them, my daughter marry you immediately. The lion immediately agreed, cut back its fangs and claws. But this way, farmers are not afraid of the lion, when the Lions come back again, the farmer to get rid of it with a wooden stick.
intent: to give up the power has been an unwise move.
Description: A Harvard manager Do not easily give up their real power, or, once lost, then to recover, it is too late.
6. rainy day
a wild boar in a tree the hard, grinding fangs. fox see , curiously asked it, neither the hunters to catch up, and there is no danger, why should we so carefully to teeth. boars replied: Do you think, once the danger comes, there is no time for a molar.
now grinding Lee, until the time will not be scared to use the.
intent: proactive work is absolutely necessary.
Note: to use the book hates few when goes, usually if not to enrich learning, cramming is too late. It was also no opportunity to complain, but when the promotion opportunity comes, and then sighed she usually does not accumulate enough knowledge and ability, so incompetent, the only thing to regret
7. short of a Happy
between the honey factory's warehouse, shed a lot of honey, attracting many flies to eat, but also because too fragrant honey, and they are reluctant to leave. soon, the greedy flies are stuck because of foot and flying do not go honey . And when they are drowning, it is difficult ever to say: We're really greedy, in order to short-term happiness, but they lost their precious lives.
intent of: food often become the cause of many disasters.
Description: Greed is the root of all bring disaster, whether man doing things, we must act cautiously. with people, if well be cheap, people will be cast aside; running a business, if the aim too high, can not slow the expansion of the principle of good faith can not long be.
8. capacity and treatment of the goods to be divided into two
owner, donkeys and mules to the average back to see their asses and mules back as much as anything, very angry and said: eat mules people give more than I doubled, and it made me re-pack the goods as negative.
walking a few steps later, the owner can not see the ass to support, put it as part of the body move the goods back to the mule. leavin section of the road after , not even the spirit of a donkey, again as part of the goods moved over, and finally, the donkey who empty. then stared at the donkey mule said: Do you still think I should eat double the food you?
intent : the ability to judge a person, must be long-term observation, not by the next comment.
Description: An organization's work can be divided into routine and problem-solving work. usually more rich in problem-solving nature of the work, pay more high, but the larger the pressure. Some professionals who do routine work, but complain about wages inferior to other people, but if the chance to try to solve the problem of work, than he will know whether others have the ability to more.
9.
both sides to prevent a fox who chased by hunters, it sees the woodcutter, rushed to his help. woodcutter hid it inside his hut. Soon, the hunter catch, asked the woodcutter has not seen a fox through? Woodman Although not seen either, but the hands pointing to a fox hiding places.
but hunters do not see the woodcutter sign to left. fox see the hunter, and immediately ran out, leaving no thanks to the woodcutter. lumberjack blame it ungrateful fox replied: If you Xinkouruyi, I would to thank you out.
intent: snake in the grass people Bukebufang.
Note: This idiom, words and actions are inconsistent, that is, people on both sides. the story of a woodcutter mouth trying to please, want to discuss ...
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